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Praise

"A fascinating and extremely helpful book for anyone planning to switch careers-from one of the nation's leading experts on the subject."
Richard Eisenberg, CBS MoneyWatch.com

"Kerry Hannon is a top-rate personal finance journalist filled with smart practical advice."
Diane Harris, Executive Editor, Money magazine

“Follow Hannon’s road-map to make sure you’re on the way to a passionate—and prosperous—career.” |
Jean Chatzky, Best-selling Author of The Difference and Pay it Down
Buy the book

"A must-read for anyone-at any age-curious about a career change. A perfect blend of inspirational, readable stories and logistical, practical advice," Beth Kobliner,
Author of Get a Financial Life: Personal Finance in Your Twenties and Thirties.
Buy the Book

"Hannon's engaging profiles reflect the passion of those who have chosen to take a different path with their lives while her practical, how-to advice will make the journey smoother for others who are still summoning up the courage to take that leap of faith."
Tim Smart, Executive Editor, U.S. News & World Report

"Kerry Hannon provides an essential roadmap and guidebook, full of great ideas."
Jim Connor, Assistant Managing Editor, CNBC Business News

 "Hannon's practical guide is a must-read for anyone in a career transition and life reinvention."
Brian Kurth, President, VocationVacations & Brian Kurth+Company Buy the Book

Personal Finance
Credit Score Reality Check: Is 760 the New 680? PDF Print E-mail
Articles - Personal Finance

by Kerry Hannon

Read Published Article in USAA.com

The bar has been raised for the three-digit number lenders use to determine your worthiness to borrow money.

"Three years ago, a creditworthy borrower was someone with a 680 to 700 score. Now, to get the best rates, that score needs to be 760 and up," says Greg McBride, senior financial analyst at Bankrate.com. Your three-digit credit score generally ranges from 300 to 850. The higher your score, the better credit risk lenders deduce you are.

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Forced to Move, Forced to Stay PDF Print E-mail
Articles - Personal Finance

In a topsy-turvy housing market, it’s more important than ever to know the facts before buying or selling.
By Kerry Hannon
Read Published Article

From California to the Carolinas, homebuyers are snapping up some of the best home prices in decades. Sellers, on the other hand, grapple to get what they believe is a decent offer. The housing market may be on the mend. But things aren’t likely to change drastically overnight.

Jim and Karen Kahrl of Burke, Va., never did get the price they wanted for their $599,950, four-bedroom home. After seven months on the market, and lowering the asking price to $575,000, these USAA members gave up and decided to stay put. “We had tons of lookers, but no offers,” Karen says. Army Maj. Kevin Crooks, 35, faced that situation in the spring of 2008 when he received orders to move to Fort Sill, Okla., from Richmond Hill, Ga., outside of Fort Stewart. Without delay, he put the family’s three-bedroom, 1,400-square-foot home up for sale. Asking price: $189,000.

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5 Steps to Avoid Foreclosure PDF Print E-mail
Articles - Personal Finance

Want to stay in your home and sleep better at night? Read this.

Read Published article on USAA.com

1. Get counseling.
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Haiti Donations: New Rules for Getting a Tax Break PDF Print E-mail
Articles - Personal Finance

Donate to a charity helping Haiti earthquake victims before March 1, and the Internal Revenue Service has some relief for you.

 

Read Published Article on CBSMoneyWatch.com

 Under a new law, you can actually write off a 2010 Haiti donation on your 2009 tax return if you itemize. (You can put the donation on your 2010 return next year if you prefer.) “This is quite unusual,” says Tom Ochsenschlager, vice president of taxation for the American Institute of Certified Public Accountants. “But there are a number of requirements to qualify for this break.”

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Appliance Rebate Program: How to Cash In PDF Print E-mail
Articles - Personal Finance

by Kerry Hannon for CBSMoneyWatch.com

 

Can an appliance rebate program do for dishwashers what the 2009 version did for the Ford Focus? In shopping malls and hardware stores across the land, the government is rolling out “Cash for Clunker Appliances,” an attempt to get you to spend madly on energy-efficient white goods, thereby saving both the economy and the environment. The federal Energy Star rebate program will hand out $50 to $250 apiece for certain types of appliances if you replace old energy gobblers with more efficient models. So if you’ve put off replacing your rattling washing machine, you may want to cash in, assuming you can. (More on that in a moment.)

Under the federal program, the rebates can go to buyers of new central air conditioners, room air conditioners, heat pumps, boilers, furnaces, washers, dishwashers, freezers, refrigerators, and water heaters with the Energy Star seal. (That’s the somewhat discredited label noting that a product meets federal energy efficiency guidelines. Some energy-use figures on the labels don’t reflect typical usage or haven’t been independently verified.)

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